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    <loc>https://www.unit.org.au/blogs-1/tariffs-tensions-and-trade-whats-next-for-the-australian-economy</loc>
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    <lastmod>2025-08-22</lastmod>
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      <image:title>Blogs - Tariffs, Tensions, and Trade: What’s Next for the Australian Economy? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blogs - Tariffs, Tensions, and Trade: What’s Next for the Australian Economy? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.unit.org.au/blogs-1/au2025budgetinsights</loc>
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    <priority>0.5</priority>
    <lastmod>2025-07-03</lastmod>
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      <image:title>Blogs - A Glimpse Inside the 2025 Tariffs, Tensions and Trade wars - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.unit.org.au/blogs-1/blog-post-title-two-jbzlw</loc>
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    <priority>0.5</priority>
    <lastmod>2025-07-01</lastmod>
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      <image:title>Blogs - ESG Investing: A Sustainable Win-Win Strategy for Companies - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.unit.org.au/blogs-1/what-is-the-clean-energy-transition-and-what-can-we-expect-from-it</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
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      <image:title>Blogs - What is the clean energy transition and what can we expect from&amp;nbsp;it? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.unit.org.au/blogs-1/the-inflation-elephant-in-the-room-s2tbf</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-07-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/29d42c8b-527f-4660-9be4-3786c3ce9302/Housing.jpeg</image:loc>
      <image:title>Blogs - Are Australia's Housing Prices Redefining Affordability? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.unit.org.au/blogs-1/the-inflation-elephant-in-the-room</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-07-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/61e623b0-3504-49de-9ba9-101f75452183/Elephant_In_The_Room.jpg</image:loc>
      <image:title>Blogs - The Inflation Elephant in the Room - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/aa3e03bb-f1a5-4eb8-9c67-9a7954968784/unnamed.jpg</image:loc>
      <image:title>Blogs - The Inflation Elephant in the Room - Volatility in Inflation — Business as Usual?</image:title>
      <image:caption>Firstly, while volatility in inflation is to be generally expected, the unprecedented nature of the current economic climate prompts the question of whether inflationary movements will continue along the same short-term trajectory. This can be observed in the May inflation figures released by the RBA.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.unit.org.au/blogs-1/the-3-month-crypto-roller-coaster</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-07-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/e1b9c753-8284-43d9-8068-a6d2bce03ec7/Screenshot+2025-07-03+155107.png</image:loc>
      <image:title>Blogs - The 3-Month Crypto Roller Coaster - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.unit.org.au/blogs-1/is-bitcoin-real-money</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-07-27</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/ae8d8fd1-7a47-49b5-a52e-6e1b0457595b/106126609-1568307373243gettyimages-1158187859.jpeg</image:loc>
      <image:title>Blogs - Is Bitcoin Real Money? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/ec4a0c75-4e48-48fc-97aa-4e09110bc64a/513742063_1750282388947655_1903380203378419019_n.png</image:loc>
      <image:title>Blogs - Is Bitcoin Real Money? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
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      <image:title>Blogs - Is Bitcoin Real Money? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/949d7839-0893-4904-9730-8a70e89fbad4/513806820_1059370089656602_2955950575301470313_n.png</image:loc>
      <image:title>Blogs - Is Bitcoin Real Money? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.unit.org.au/blogs-1/treating-collectibles-as-investments</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-07-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/1751510624331-4ATNCKIJXM7AZ9X9FY6H/unsplash-image-gNYQxI5ufII.jpg</image:loc>
      <image:title>Blogs - Treating Collectibles as Investments - During the pandemic, I’ve reconnected with baseball – a sport that I played and followed avidly in the past. One of the best players currently is Mike Trout, and he recently signed a 12-year contract worth USD 35.5m per year. I was reading the news and to my surprise, it was reported that one of his “rookie” collectible trading cards had sold for $3.93m USD - more than 10% of what he earns annually!</image:title>
      <image:caption>What has made this piece of paper so valuable? This article will identify the different kinds of collectibles that exist, the pros and cons of collectibles as an investment, and a brief overview of the general market trends and expectations.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/1751510783002-UGGB8CQ10VFYCAE9EFKI/unsplash-image-gAa8sn8x3vE.jpg</image:loc>
      <image:title>Blogs - Treating Collectibles as Investments - The highest value artwork collectible sold for $450.3 million at Christie’s New York in November 2017.</image:title>
      <image:caption>Leonardo da Vinci, Salvator Mundi (Savior of the World), c. 1500</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/1751511023327-G3NYIZ4461QEVN2CRCHQ/unsplash-image-EKKZKUM9Twc.jpg</image:loc>
      <image:title>Blogs - Treating Collectibles as Investments - It is well known that the value of typical road cars depreciates significantly after initial purchase, due to the physical deterioration in these machines. It is because of this rapid deterioration in quality that good condition, rare high-end motor cars (think Ferrari, Lamborghini, Maserati, Aston Martin, Rolls Royce to name a few) can attract returns on investment.</image:title>
      <image:caption>Hagerty, a collectible car insurance company, produces an index on the prices of such cars. For example, the Hagerty Price Guide Index for 13 of the majorly collected 1950-70 Ferraris has risen from under $1m per car in 2007 to roughly $5m in 2020.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/1751512359115-OKDUM5FY49GL5NPRAYBM/unsplash-image-aK6WGqxyHFw.jpg</image:loc>
      <image:title>Blogs - Treating Collectibles as Investments - Fine wines are one of the more stable collectible investments - older wines naturally become rarer, and the quality of such wine is notably higher. There have even been companies established that manage investment in wine portfolios, such as Cult Wines. Typically, fine wines hail from the Bordeaux region in France; however, the Australian wine market is also emerging. Brand names such as Penfolds Grange can fetch up to $80,000 for 1951 vintages.</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/1751511830328-F3V24YK6CP8F07BBM7B2/unsplash-image-jDU4yYk5Kgs.jpg</image:loc>
      <image:title>Blogs - Treating Collectibles as Investments</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/1751511921489-8924FWGY1LFVVC6AFO5K/unsplash-image-SKAyvHsQrOc.jpg</image:loc>
      <image:title>Blogs - Treating Collectibles as Investments</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/1751511955161-6385VPSQCSOXV8RZQQA4/unsplash-image-poPbjfA62q0.jpg</image:loc>
      <image:title>Blogs - Treating Collectibles as Investments</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/1751512210299-D7UBHUJS2T19Z93WYAJQ/unsplash-image-qm-26BZsmZk.jpg</image:loc>
      <image:title>Blogs - Treating Collectibles as Investments</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/1751512223726-O69F08S8RC2MDR8P0A9H/unsplash-image-PaOezSt4zL0.jpg</image:loc>
      <image:title>Blogs - Treating Collectibles as Investments</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/1751512300177-B8N0KCT8ZUA0SNJYNAK7/unsplash-image-Rajej4SDznE.jpg</image:loc>
      <image:title>Blogs - Treating Collectibles as Investments</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/1751512508602-5IOA8XKWP7ZEY86UXJDR/unsplash-image-IKJ8k8cfHnY.jpg</image:loc>
      <image:title>Blogs - Treating Collectibles as Investments - Jewellery and gemstones are another sought-after category of collectible assets. Jewellery has long been seen by households as “heirlooms” and is associated with prestige and power. Gemstones such as diamonds, sapphires, emeralds and rubies attract significant prices. An index of Argyle pink diamonds, of which 60 are auctioned every year from Rio Tinto’s Argyle mine in Western Australia, had more than tripled in value from 2000 to 2015. Specific to Australia, opals are another significant gemstone market. Towns such as Coober Pedy and Lightning Ridge are famed for unearthing the rare gems, with their allure also contributing to the wider economy via tourism.</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/1751512851038-IFNI2LXS9E5CH0BM37PU/unsplash-image-I7ipAK_JggQ.jpg</image:loc>
      <image:title>Blogs - Treating Collectibles as Investments - In particular, the estimated $5.4bn sports card market has seen a resurgence in recent years, with demand continuing to grow and attracting the attention of the likes of Gary Vaynerchuk and Forbes. The demand has been driven by factors such as increased player popularity and excitement surrounding sports.</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/1751513162959-966SGJ9WI1N3PM62ESGH/unsplash-image-_9VhGM5inGE.jpg</image:loc>
      <image:title>Blogs - Treating Collectibles as Investments - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.unit.org.au/blogs-1/the-inflation-elephant-in-the-room-s2tbf-sjznc</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-07-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/7211e43d-4584-4d07-aa6e-6f8e0a75237a/EnergyTransition.jpeg</image:loc>
      <image:title>Blogs - Slow and steady wins the race: The future of energy reform in Australia - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.unit.org.au/blogs-1/waaax-a-bubble-waiting-to-burst</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-07-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/4194bbda-1823-40e9-8cc6-0602d4ae5388/stock-market.jpg</image:loc>
      <image:title>Blogs - WAAAX: A bubble waiting to burst? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.unit.org.au/blogs-1/the-inflation-elephant-in-the-room-hfnp2</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-07-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/ec09c61a-9de9-4840-bf3e-d4ee5b63954e/ezgif-19bca9cde5a59d.jpg</image:loc>
      <image:title>Blogs - Neobanks - A Glitch in the Matrix</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/1407336c-3810-4ab2-89bb-06affbd82be8/unnamed+%281%29.png</image:loc>
      <image:title>Blogs - Neobanks - A Glitch in the Matrix - What is a Neobank?</image:title>
      <image:caption>Neobanks, also known as challenger banks, are exclusively online banks, meaning they operate without any physical brick-and-mortar branches for deposits. Consumers can access funds and ‘bank’ via each neobanks’ app, which is specifically designed for a user-friendly experience. Given their relatively recent emergence, the main neobanks operating in Australia have focused on growing consumer bases through aggressive marketing campaigns and higher interest rates compared to their competitors. Current neobanks in Australia only allow their consumers to deposit funds and do not provide money lending services (except 86,400). The neobanks mentioned in this article all provide a ‘two-in-one’ service for customers, operating with simultaneous everyday accounts (accruing zero interest) and a higher interest rate savings account targeted at growing savings. These neobanks are registered as authorised deposit-taking institutions (ADIs), meaning that deposits of up to $250,000 are protected by the Australian government’s Financial Claims Scheme. A few examples of neo-banks operating in Australia can be seen on the right.</image:caption>
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  </url>
  <url>
    <loc>https://www.unit.org.au/blogs-1/race-to-a-vaccine</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-07-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/1753344942888-BJ907EP010GF7JE3E0H0/unsplash-image-pIJ34ZrZEEw.jpg</image:loc>
      <image:title>Blogs - Race To a Vaccine - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/1753345408153-6HBWE0QC6FB7VO6GVW53/unsplash-image-mAGZNECMcUg.jpg</image:loc>
      <image:title>Blogs - Race To a Vaccine - There are essentially two different approaches to developing a coronavirus vaccine. One approach uses new technology, such as genetic materials, to elicit an immune response; the other relies on more traditional methods, whereby the live virus is analysed and scientists attempt to reduce its effectiveness and infectiousness. These strategies are being employed across a wide variety of companies, and currently, there are eight approaches in clinical development. The timeline for clinical development typically involves three sequential phases of study. Once researchers gain confidence in their product—usually by the end of phase two—manufacturing ramps up in preparation for market distribution. Large-cap biotech analyst Matthew Harrison believes that at least four vaccine projects are expected to produce initial data this month. During this stage, researchers aim to determine whether the vaccine generates neutralising antibodies capable of targeting the virus, while also confirming its safety. Harrison believes that a vaccine could be implemented as early as the summer of 2021.</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/1753345543920-DQ7D68YECX28EZJNNQ7B/unsplash-image-QSuou3VAtf4.jpg</image:loc>
      <image:title>Blogs - Race To a Vaccine - In countries such as the U.S., forced liquidation has incentivised research facilities and institutions to invest in R&amp;D for the virus, largely due to limited downside risk and the presence of capital buffers.</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6799bb73ae3c3541c7d01581/1753345712760-3BUMIH9OKSJCSQ7QUQKG/unsplash-image-K2Eb0BV4Jgk.jpg</image:loc>
      <image:title>Blogs - Race To a Vaccine - Indeed, perhaps despite the unexpected times, the predictions of the market have been fairly typical. The onset of COVID-19 saw bond yields declining and stocks led by very narrow and topical companies. However, as credit markets heal first, smaller, cheaper more cyclical assets that do worst in times of recessions are beginning to start to do better.</image:title>
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  </url>
  <url>
    <loc>https://www.unit.org.au/events-upcoming</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-03-30</lastmod>
  </url>
  <url>
    <loc>https://www.unit.org.au/events-upcoming/pimco-career-catalyst-evening</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-30</lastmod>
  </url>
  <url>
    <loc>https://www.unit.org.au/events-upcoming/f649t6rqie5o0vmtxgru5j8sxckj5e</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-22</lastmod>
  </url>
  <url>
    <loc>https://www.unit.org.au/events-upcoming/finance-101</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
  </url>
  <url>
    <loc>https://www.unit.org.au/events-upcoming/unsw-director-meet-and-greet</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
  </url>
  <url>
    <loc>https://www.unit.org.au/events-upcoming/o-week</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-08</lastmod>
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      <image:title>Upcoming Events - UNSW O-Week - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.unit.org.au/market-wrap-1</loc>
    <changefreq>daily</changefreq>
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